Finest medical health insurance for digital nomads

Woman hiking on a sunny day in the rugged mountains
to publish: 07/31/23 | July 31, 2023

Travel insurance is not an exciting topic to research. When you’re planning a trip, the last thing you want to do is compare policies regarding theft and injuries that can happen abroad.

but, As I said beforeWhen an emergency occurs, it is better to be safe than sorry.

Whether you are traveling for two weeks or two months, purchasing travel insurance is a must.

But what happens when you’re gone for two years, not just two months?

In this case, you need more than just emergency coverage. You need health care. You need coverage for routine and preventive examinations and prescription medications, as well as for broken limbs and lost luggage.

Enter Nomad Health.

Created by Safety suiteNomad Health is global health insurance coverage for remote workers, expats and nomads.

It is emergency travel insurance and medical insurance while you are away. It’s extremely affordable, making it a game-changer for long-term travelers, digital nomads, and those living abroad.

Here’s everything you need to know about Nomad Health to decide if it’s right for you and your travel plans.

What is Bedouin health?

Screenshot from Nomad Health from SafetyWing Insurance
Bedouin health It is insurance for digital nomads, remote workers and long-term travelers. It’s a combination of the standard emergency coverage offered by all travel insurance plans, along with “regular” health care coverage, such as routine visits and preventive care.

It’s an exact replica of the type of health insurance you would find in your home country, ensuring you have access to care no matter what happens.

There are currently two levels: Standard and Premium. The main differences (as you can see in the image below) are that Premium offers more coverage: dental up to $1,500, vision up to $500, vaccinations up to $500, and maternity costs up to $7,500.

Screenshot from Nomad Health from SafetyWing Insurance

You can learn more and compare plans here.

How is Nomad Health different from SafetyWing’s regular coverage?

Screenshot from Nomad Health from SafetyWing Insurance
Travel insurance should be viewed as “emergency insurance.” If you break your leg, lose your bag, or get caught in a hurricane, travel insurance can help.

However, Nomad Health covers both emergencies and regular medical care. This means you can get support – and reimbursement – ​​for both emergency and non-emergency events.

There are some other differences to note when comparing Nomad Health with SafetyWing’s standard travel insurance (called Nomad Insurance):

  • Nomad Heath covers people up to the age of 74 (versus 69 for Nomad)
  • No deductible with Nomad Health ($250 with Nomad Insurance)
  • Claims are processed within 10 days (instead of 45 with Nomad Insurance)
  • Coverage for home country is included (which costs extra with Nomad insurance)

Another important difference is that, unlike regular travel insurance, applicants must be approved for the Nomad Health program. You can’t just purchase a plan and be on your way, as the insurance team needs to review your application, as well as any medical history and/or pre-existing conditions. They may also request additional medical notes or documents.

In addition, pre-existing conditions may not be covered, and there are some applicants who may not be able to be covered. (Pre-existing conditions are rarely covered under regular travel insurance).

I probably don’t like some people being screened, but I understand that given the cost of healthcare around the world. I think, since this has just been rolled out, that as things progress and the number of applicants increases and the company sees how this works, it will open it up to more and more people.

Who is Nomad Health?

If you’re heading out on a trip for a few weeks or a few months, Nomad Health is not for you. Regular travel insurance (such as SafetyWing’s Bedouin insurance) will more than enough.

But if you’re going to be away for a year or more and want to make sure you have adequate health coverage for both accidents and routine care, Nomad Health is the solution for you.

In short, if you are a digital nomad, expat, or long-term traveler, this is the plan I recommend for you. Here’s a look at what’s covered:

Screenshot from Nomad Health from SafetyWing Insurance

The most important number here is $1,500,000. Travelers who use Nomad Health get $1.5 million in coverage annually, which is more than enough for just about anything. Most standard travel insurance plans only cover a few hundred thousand dollars, so $1.5 million forms a broad safety net and goes a long way to ensuring coverage no matter what happens.

How healthy is the Bedouin?

If you are 18-39 years old, a Standard Bedouin health plan It costs around $123 per month. For the Premium plan, the same traveler will pay $238 per month.

Prices rise by age (just as with any insurance), so the highest monthly fee is for travelers ages 60-74, which costs $537 per month for a standard plan. Again, although this sounds like a lot, it is much cheaper than most of the other options available – and much cheaper than paying out of pocket.

To find out how much the plan will cost you, Click here to get a free quote.


When I started backpacking, travel insurance options were limited. And expensive. Fortunately, we have a lot more options these days – with much better coverage. If you’re starting over, heading out on another 18-month trip around the world, Bedouin health It’s exactly the kind of plan I’d have. It covers the basics as well as emergencies, and is very affordable.

I know insurance seems like an unnecessary extra cost, but I’ve learned the hard way – multiple times – that it’s an expense worth paying for.

Don’t be cheap with your health. Stay covered and stay safe. you will not regret it.

Book your flight: logistical tips and tricks

Book your flight
Find a cheap flight using Sky Scanner. It’s my favorite search engine because it searches websites and airlines around the world so you always know no stone has been left unturned.

Book your stay
You can book your hostel with Hostelworld. If you want to stay somewhere other than a hostel, use Because it constantly displays the cheapest prices for guest houses and hotels.

Don’t forget travel insurance
Travel insurance will protect you against illness, injury, theft and cancellation. It’s comprehensive protection in case anything goes wrong. I never go on a trip without it because I’ve had to use it several times in the past. Our favorite companies that offer the best service and value are:

Do you want to travel for free?
Travel credit cards allow you to earn points that can be redeemed for free flights and accommodations – all without any additional spending. paying off My guide to choosing the right card and your current favourite To get started and see the latest best offers.

Are you ready to book your flight?
Check my Resources page For the best companies you can use when traveling. I list everything I use when I travel. They are the best in their class and you can’t go wrong with them on your trip.

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